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Is insurance obligatory
on one of your winter sports holidays?
Yes. Not only is it sensible
to have it but you undertake to ensure you actually
do have it as a part of our agreement which governs
your booking.
Do I have to buy Skitopia's
insurance?
No, but there are some very good
reasons why it makes sense to do this. The main ones
being it is guaranteed to meet our minimum requirements
regarding insurance and, most importantly, our staff
are trained in its use. So, should you require assistance
in a time of difficulty whilst in resort, you would
have access to informed, local English speaking help.
Also our insurance comes with a medicard which, when
presented by you, in most cases triggers automatic payment
from the insurers thus making it unnecessary for you
to spend your own money and claim it back later.
How much is Skitopia's Insurance
and how can I buy it?
For a normal one week stay it
is £44 per person, less for under 18's. To take out
a policy ring our sales team on 0844 412 9919 and it
can be added to your invoice - you will be 'on risk'
immediately from that ime.
What are Skitopia's minimum
requirements?
Skitopia require that your insurance
covers at least: Emergency Medical Cover and Rescue;
Repatriation to the UK [only available if bought in
the UK] and Public Liabilty [including equipment breakage].
What else should I cover?
Beyond the above required list
you need to cover what is important to you. We suggest
that proper cancellation cover is essential. Skitopia's
policy covers this and also extends to illness or death
of close family that might cause you to cancel even
though you were fit to travel.
Aren't I covered on my credit
card?
You may be but be careful! Check
the complete policy especially the excess payments you
will have to make to use the policy. Also check if it
covers just you or your entire party and make sure of
any rules to make it valid eg you could be required
to pay the entire holiday cost on that particular card
to activate your cover.
What else should I consider
when choosing my insurance?
Having made sure it meets Skitopia's
minimum requirements, check all other levels of cover
and make sure they meet your requirements - read the
policy carefully.
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